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Decatur, Georgia, Workers' Compensation Law Blog

When you should talk to an attorney about your workplace injury

If you are suffering from a workplace injury, you likely worry about what is going to happen next. Filing a workers’ compensation claim can be a daunting task, especially if you have never done it before. You might be wondering whether you should hire an attorney to help you figure out the process.

Even in the simplest situations, consulting an attorney is great for ensuring you are on the right track and dealing with the insurance company. That being said, there are certain circumstances in which you should absolutely talk to a lawyer.

Common office injuries to watch for

When you consider on-the-job injuries, you may think of industries like construction, mining or oil drilling, but the truth is that an injury can occur in any job. Office injuries are far more common than you may realize, and can have the same lasting effects as an accident for a truck driver. Workers' compensation insurance is designed to help those who suffer from injuries caused by the job, and we have a few you should be aware of if you work in an office.

Can I choose my doctor if I'm injured at work?

Getting injured at work can shake your world. You may worry if you'll be able to keep working and provide for your family. You may wonder what your future will look like if this condition hinders you long-term. An important piece of recovery, and injury compensation, is the doctor you see.

In Georgia, you do have some choice in the matter but you cannot choose any doctor out there. You are, however, covered by law. Here is what your employer must provide you and the power you have in medical choice after an injury.

Insurance Companies Use Surveillance On Injured Workers

It is a rather simple fact: Individuals working in emergency services - police officers, firefighters, ambulance drivers - are at high risk of incurring mental trauma as a result of their profession. They are prone to develop PTSD, depression, anxiety, and related conditions that are lawfully covered by workers' compensation insurance.

Yet legal experts from around the world have found that insurance companies "are going to extreme lengths to investigate the authenticity of compensation claims" and that "some claimants are being followed for weeks, with hundreds of hours of surveillance footage and pages and pages of online activity in an attempt to disprove their suffering."

Why you should never talk to the insurance company without a lawyer

Employers have workers' compensation insurance for a reason - to provide payment when their employees are injured. But remember, insurance companies are in the business of making money. When accidents occur, they will have one goal: to protect their bottom line. And that means denying claims and offering as little payout as possible.

If you've been injured at work, your employer has insurance to pay for your injuries - but that doesn't mean they are going to hand over the money. Instead, you will be questioned by claims adjusters - and everything you say will be carefully noted. If you say anything that could be interpreted in a way that makes your injuries seem less severe than they are, or that the injury occurred when you were not performing job duties, your claim may be denied. They will ask you the same, or similar, questions repeatedly on purpose and if any of your answers seem inconsistent they will use that to undermine your claim.

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